Submit your investment declaration

Your investment declaration tells payroll which tax-saving investments and allowances to consider, so the right amount of TDS is deducted each month.

Before you start

• HR must have opened the Investment declaration window. The window card at the top of the page shows OPEN or CLOSED with the dates.
• Most deductions only reduce tax under the old regime — see Choose the old or new tax regime.

Steps

1. Go to My Finances ( open My Finances), then Manage Tax → Declaration.
2. Check the financial year.
3. Open 80C (₹1.5 lakh) and enter amounts such as PPF, ELSS, life insurance and tuition fees.
4. Open Other Deductions for 80CCD(1B), 80D, 80E, 80G and 80TTA.
5. Open Tax-saving Allowances:
   • Rent paid (HRA) — enter Monthly rent (₹), Months rented, whether it is a metro city, the Landlord name and Landlord PAN (required when annual rent is above the limit shown).
   • Leave travel claim (LTA) — enter your travel claim.
6. On each tab, click Save draft to keep working, or Save & submit to send it to HR.
7. When everything is entered, go to My Declarations and click Submit to HR.

After you submit

• The status badge changes to Submitted. HR reviews each item and approves the declaration.
• My Declarations shows the number of items, amount declared, proof submitted, amount rejected and amount accepted.
• Monthly tax deduction details shows your TDS month by month.
• If HR returns your declaration, a red Returned by HR note tells you what to change. Fix it and submit again.
• If you change an amount after HR approved it, that item goes back for review.
• If your declaration is Locked, ask HR to unlock it before you can edit.

Next steps

• Upload proofs for tax declarations